1. Contact your independent insurance broker and ask for a complete review of your policy to ensure all available discounts have been applied.
2. Raise your deductible.
3. Insure both your car and home with the same insurance company and you may qualify for discounts.
4. Not all cars are created equal; some cost less to insure because of lower repair costs and lower risk of theft. Before buying, ask you insurance broker about which vehicles have a lower cost insurance rating.
5. Install theft deterrents on both your home and automobile (alarm systems, vehicle immobilizers, etc.).
6. Report insurance fraud to Crime Stoppers. All calls are anonymous and you may be eligible for a cash reward if your tip helps an insurance company successfully investigate a fraud.
7. Avoid tickets. The better your driving record, the lower your insurance premiums.
8. Avoid claims by preventing collisions. Yet, another reason not to speed. Drive defensively, sober and awake.

- prepared by the Independent Insurance Brokers Association of Alberta -

For more information E-mail us at info@mooneyinsurance.com